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A 28-year-old earning ₹80,000 monthly had just ₹3,000 left—no loans, no dependents. Finance coach Sanjay Kathuria revealed “lifestyle leakage” as the culprit: subscriptions, Ubers, gadgets, and coffee. His fix? Track every rupee. Within two months, she saved, paid off EMIs, and began investing. Lesson: It’s not about earning more, but managing better.
