RBI Raises Auto-Debit Limit To ₹15k, Makes UPI Recurring Payments Easier

The RBI has updated its e-mandate rules, allowing recurring auto-debit payments up to ₹15,000 without OTP or extra authentication. This applies to subscriptions, SIPs, and bills. Higher-value payments like insurance and mutual funds have relaxed limits. The move aims to simplify digital payments while maintaining security through alerts and user consent.