Over 1.22 Lakh Employees Choose Unified Pension Scheme

As of November 30, 2025, over 1.22 lakh central government employees, including new recruits, existing staff, and retirees, have opted for the Unified Pension Scheme (UPS). Employees can make a one-time switch back to NPS under certain conditions. UPS offers 50% average pay after 25 years or a minimum Rs 10,000 monthly after 10 years, with 60% family payout.