Unclaimed Employees’ Provident Fund (EPF) in India has risen to about ₹10,900 cr across nearly 31.9 lakh inoperative accounts. The increase is driven by job changes, unlinked UANs, KYC issues, and forgotten old accounts. Authorities advise updating KYC, linking UANs, and checking EPFO portals regularly to merge accounts and reclaim pending retirement savings easily.