UPI transactions hit 15.48 billion in November, marking a 38% YoY growth, with a total transaction value of ₹21.55 lakh crore, a 24% increase. Daily transactions averaged 516 million, totaling ₹71,840 crore. The integration of RuPay credit cards with UPI further enhanced the digital payment landscape, promoting convenience, security, and driving India’s cashless economy shift.