Over 7.72 Crore Kisan Credit Cards Active In India

Over 7.72 crore Kisan Credit Cards are active in India with ₹10.2 lakh crore outstanding, involving 457 banks. Reforms like higher credit limits, allied sector coverage, digital integration, and a simplified one-page application have improved outreach, transparency, and efficiency, while cooperative banks play a key role in grassroots agricultural credit delivery.