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Why ₹1.5 Cr Might Fall Short For Retirement For Indians?

The 2026 HDFC Pension study reveals Indians view ₹1.5 crore as an ideal retirement corpus, yet this target falls short of post-retirement needs. While NPS preference and familiarity rose—driven by tax benefits and recent policy updates—concerns over rising healthcare costs and mandatory annuities persist, with many still relying on family support.