The RBI has proposed new loan rules from April 1, 2027, to protect borrowers. Lenders will clearly disclose loan costs, APR and fees. Floating-rate borrowers will get better repayment options. Digital lenders will face stricter rules on costs and data use. Borrowers should carefully check the Key Fact Statement and all loan terms before signing.
Telangana
New RBI Loan Rules: Key Changes For Borrowers
