Hyderabad: 28°C
Business

Why Monthly Cash Flow Matters More Than Your Retirement Corpus

Retirement planning should prioritize monthly cash flow over a large corpus, as financial freedom depends on replacing your salary, not reaching a trophy number. Starting with ₹1.5 lakh monthly needs, an illustrative ₹2.34 crore allocation in bonds yielding 8% can generate the required cash flow while equities cover long-term growth and inflation.