FDs, SCSS or Mutual Funds? Best Way To Invest ₹50 Lakh After Retirement

Retiring with ₹50 lakh requires a blend of safety and inflation protection. Experts suggest 30% in SCSS for guaranteed income, 25% in FDs for steady cash flow, 30% in conservative hybrid mutual funds for growth, and rest in liquid funds. This diversified approach can generate ₹20,000–35,000 monthly while preserving capital.