26-Year-Old Earning ₹82 Lakh Says Luxuries Still Out Of Reach

A 26-year-old earning $95,000 annually in a very high-cost city shared a tight budget on Reddit, with $1,668 rent and $800 student loans leaving little for luxuries. Despite maxing out savings, they struggle to afford concert tickets or special nights out. Users suggested saving ahead or questioning each purchase's value.